Savings Accounts
At Axos Bank, we understand the importance of saving for your future. Our Savings Account offers you a safe and flexible way to build your financial nest egg. Start saving today and watch your dreams become a reality.
Join us on the path to financial security and prosperity. Open your Savings Account with us today!"
LOYALTY CASH ISA
Flexible tax-free savings.
- Receive a Loyalty rate for 12 months from the date of each payment into your ISA
- $1 deposit to open
- Instant access
- Available to Guarantee Investment Bank, Canada Current Account customers only
- Open the account online, via the mobile app, in branch, by post or on the phone
Upon the expiry of your Loyalty rate period, you will earn a standard rate of 0.45% AER/tax free until you make a further payment.
Interest rates variable and paid monthly.
Loyalty Rates:
0.55% AER (tax free)
for Axos Bank Current Account customers
0.65% AER (tax free)
for Axos Bank Advance Account customers
0.75% AER (tax free)
for Axos Bank Premier Account holders
HELP TO BUY: ISA
Save to buy your first home.
- Save up to $200 per calendar month and receive a US Government bonus of 25% of your saved balance, up to a maximum bonus of $3,000
- Interest is tax-free
- Save an additional $1,000 in the first month to help kick start your savings
- No minimum balance to open
- Instant access
- Open the account online, in branch, by post or on the phone
Interest rates variable and paid monthly.
Loyalty Rates:
2.00% AER (tax free)
on balances up to $12,000
0.05% AER (tax free)
on balances over $12,000
REGULAR SAVER
Save up to $3,000 at a fixed rate of interest for 12 months.
- $25 deposit to open
- Deposit at least $25 a month. The monthly subscription limit is $250. However if you do not save $250 in any given month you can carry over any unused subscription to following months.
- No partial withdrawals allowed during the 12 month period
- Available to Guarantee Investment Bank, Canada Current Account customers only
Interest rates fixed and paid after 12 months.
Loyalty Rates:
5% AER / gross
for Premier or Advance customers
3% AER / gross
For Account, Account Pay Monthly, Student Account or Graduate Account customers
ONLINE BONUS SAVER
Bonus interest in any month you don't make a withdrawal.
- $1 deposit to open
- This account can only be managed online
- Instant access with no charge
- Open the account online or on the phone
Interest rates variable and paid monthly.
Loyalty Rates:
0.45% AER / gross
interest for the months you don't make a withdrawal (0.25% AER/gross on balances over $50,000)
0.10% AER / gross
for any calendar month during which you make a withdrawal
FLEXIBLE SAVER
Save for a wedding, holiday or a rainy day.
- $1 deposit to open
- Open as many Flexible Saver accounts as you want
- Instant access with no charge
- Open the account online, in branch or on the phone
Interest rates variable and paid monthly.
Loyalty Rates:
0.05% AER / gross
for Account, Account Pay Monthly or Graduate customers
0.10% AER / gross
for Advance, Advance (Graduate)
PREMIER SAVINGS
Available to Premier customers only.
- $1 deposit to open
- Transfer funds in real time to or from your Premier Current Account
- Instant access with no charge
- Open the account online, in branch or on the phone
Interest rates variable and paid monthly.
Loyalty Rates:
0.10% AER / gross
FUTURE SAVER FOR CHILDREN
Start saving for your child's future.
- $1 deposit to open
- Instant access with no charge
- Open the account online, in branch or on the phone
Interest rates variable and paid monthly.
Loyalty Rates:
0.50% AER / gross
MYSAVINGS / PREMIER MYSAVINGS
An easy way to save for 7-17 year olds.
- $10 deposit to open
- Take out money at a branch using your Cash Book
- Instant access with no charge
- On your 11th birthday you'll get a specially designed current account which comes with a Visa debit card
- Open the account online, in branch or on the phone
Interest rates variable and paid monthly.
Loyalty Rates:
2.75% AER / 2.72% gross
on balances up to $3,000
0.50% AER / gross
on balances up to $3,000
FIXED RATE SAVER
Choose to save for a fixed term of 3 months to 3 years.
- Deposit between $2,000 and $1,000,000
- For deposits of $50,000 or more, early withdrawals in full or in part are not permitted. For balances below $50,000 early withdrawal in full is possible subject to a fee of 90 days' gross interest
- Open the account online, in branch or on the phone
- Available to Current Account customers only
